$967 + $1,450 SSI Payments: New Rules and Eligibility Information for 2025
Many people wonder if they can receive Supplemental Security Income (SSI) even if they are already receiving Social Security Benefits. The answer is – Yes! There are about 2.5 million children and adults who receive both SSI and Social Security at the same time. However, certain income and resource limits must be met for this. Let’s know these important details in detail.
Understanding Social Security and SSI
How does Social Security work?
Social Security benefits are based on your work history and income. These benefits are offered to:
- Retired Workers
- Disabled Individuals
- Survivors
- Eligible Family Members
What is Supplemental Security Income (SSI)?
SSI is a need-based program that provides financial assistance to low-income and low-wealth individuals. The program is not based on work history but is designed to support individual needs.
Who can qualify for $967 + $1,450 SSI payment?
Eligibility for those under 65
If you are under 65, you must meet these conditions:
- You must be blind or have a qualifying disability.
- Your income and resources must be below the SSI limits.
Eligibility for those 65 or older
If you are 65 or older, you do not need to be disabled. But your income and resources must be limited.
- There are about 1.4 million seniors who receive both Social Security and SSI benefits.
Income Limits for SSI in 2025
To be eligible for SSI in 2025, your total monthly income (which includes Social Security) must be less than $987 per month.
- This amount is based on the federal benefit rate ($967) plus a $20 additional allowance.
Types of Income That Count
- Social Security Benefits (Retirement, Disability, or Inheritors’ Benefits)
- Pension
- Veterans’ Benefits
- Unemployment Benefits
- Income From Work (Some of your earnings may count).
However, some income is excluded from the calculation. It’s best to check the SSI income rules for this.
Resource Limits for SSI in 2025
Resources are things that can be converted into cash. Examples:
✔ Bank accounts, stocks, and bonds
✔ Additional vehicles (if you own more than one vehicle)
Resource Limits for SSI Eligibility
- $2,000: For a single person
- $3,000: For a married couple who live together.
If you are married, your spouse’s income and resources may also be taken into account. If you are applying for a child, a parent’s resources may also count.
Resources that don’t count
- The home you live in.
- Your main ride (primary vehicle).
- Certain other assets (which can be seen on the SSI Exceptions List).
How to Apply for SSI?
If you think you may be eligible for SSI, then:
- Visit the official SSI webpage.
- Call 1-800-772-1213 (Monday-Friday, 8:00 a.m. to 7:00 p.m.).
- Get help by visiting your local Social Security Office.
Medicaid and Medicare for SSI Recipients
If you’re eligible for SSI, you’re usually also eligible for Medicaid (a state-run health program).
What is Medicare?
This is a federal health insurance program that covers:
- People age 65 and older.
- People receiving Social Security disability benefits.
- People with kidney failure requiring dialysis or a transplant.
Many people receive both Medicare and Medicaid, which helps cover health care expenses.
Conclusion
If you’re already receiving Social Security benefits, you may still be eligible for SSI if your income and resources are limited. This extra support can help you cover basic needs like food, shelter, and medical expenses.
If you or someone you know may be eligible for SSI, don’t hesitate to apply or share this information with those who may need it.
FAQs
What are the new SSI payment amounts for 2025?
The 2025 SSI payments include $967 and $1,450 based on eligibility, income limits, and specific senior qualifications.
Who qualifies for the $967 and $1,450 SSI payments?
Seniors aged 65+ meeting income thresholds and other criteria, including disability or limited resources, may qualify for these payments.
How can I apply for SSI payments in 2025?
Applications can be submitted online through the SSA website, in person at local offices, or via phone assistance.
